Insurance

Canadian Insurance Information

Several Canadian provinces (British Columbia, Saskatchewan, Manitoba and Quebec) provide a public insurance system while in the rest of the country insurance is provided privately. Basic auto insurance is mandatory throughout Canada with each province's government determining which benefits are included as minimum required auto insurance coverage and which benefits are options available for those seeking additional coverage. Accident benefits coverage is mandatory everywhere except for Newfoundland and Labrador. All provinces in Canada have some form of no fault insurance available to accident victims. The difference from province to province is the extent to which no-fault is emphasized. International drivers entering Canada are permitted to drive any vehicle their license allows for the 3-month period for which they are allowed to use their international license. International laws provide visitors to the country with an International Insurance Bond (IIB) until this 3-month period is over in which the international driver must provide themselves with Canadian Insurance. The IIB is reinstated every time the international driver enters the country.